MIT recurring payments

MIT recurring payments (Merchant Initiated Transaction) enable you to accept a payment without involving the user, using a token.

These payments can be used for paying:

• utilities and mobile phone bills
• any memberships
• any subscriptions

Once you have a token, you can start accepting MIT recurring payments.

Accepting payments using a token

1. Create a payment session sending a session/create request.

   Alternatively, you can use the session-init-payment method. In this case, specify all the payment parameters right away as it is specified in the next step and skip the next step.

2. Send a session/start/payment request with the recurrent payment type. Instead of a bank card, pass the token. Optionally, you can pass initiator: merchant in the recurrent object of payment_details.

   Example

   curl -X POST \
   https://demo.smart-glocal.com/api/v1/session/start/payment \
   -H 'Content-Type: application/json' \
   -H 'X-PARTNER-PROJECT: your_project_name' \
   -H 'X-PARTNER-SIGN: signature' \
   -d '{
     "session_id":"ps_3230",
     "payment_details": {
          "type": "recurrent",
          "recurrent": {
              "token": "e9876f32bcd947f79c324cf2da5726304a894f6ae2037de7705fdb3e0a134d39",
              "initiator": "merchant"
            }
          },
      "amount_details": {
          "amount": 10000,
          "currency": "usd"
        },
      "customer": {
          "reference": "lucky"
        }
        }'

3. Wait for a ready_to_confirm webhook.

4. Send a session/confirm request or a session/cancel request to confirm or cancel the operation.

5. Wait for a payment_finished webhook containing the result of the payment. To learn about the payment statuses, see here.

Sequence diagram of MIT recurring payments