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Payouts to Russia

You can carry out payouts to Russian bank accounts belonging to individuals, legal entities, and self-employed people. All the parameters are passed in the clear.

Payouts to the accounts of legal entities are available only for non-residents of the Russian Federation.

Allowed accounts​

You can only send payouts to the accounts that begin with the following numbers:

  • 40817810
  • 42301810
  • 42302810
  • 42303810
  • 42304810
  • 42305810
  • 42306810
  • 42307810
  • 40802810
  • 40502810
  • 40820810
  • 40702810 (for the accounts of legal entities)

If the account begins with another number, the payout will fail.

Payout parameters​

NameMandatoryTypeDescription
payment_method+objectPayout data
 type+stringValue: bank_account
 bank_account+objectBank account
  system_type+stringValue: ru
  ru+objectBank account details
   bik+stringRecipient's bank's BIC
   account+stringRecipient's bank account
   full_name+stringFor payouts to an account of a sole proprietor: ИП . For payouts to a legal entity, enter the entity's name if it is provided in the agreement. Important: if the name is incorrect, the recipient bank may cancel the payout
   description+stringPurpose of the payout accompanied by the monetary transaction code. For details, see How to specify the remittance purpose
   inn+stringRecipient's INN (10 digits for legal entities, 12 digits for individuals)
   kpp- (mandatory for payouts to the accounts of legal entities)stringRecipient's Tax Registration Reason Code (KPP)
amount_details+objectPayout amount details
 amount+intPayout amount in decimal format. The value must be greater than zero. To send 100 rubles, write 10000
 currency+stringCurrency code according to ISO 4217. Case insensitive
participant_details+objectInformation on the payout participants
 sender+objectSender details
  full_name- (mandatory for individuals)stringSender’s full name
  company_name- (mandatory for businesses)stringSender company name
  address_line+stringSender's address
  country_iso3+stringSender’s country code (ISO-3166-1 alpha-3)
  city+stringSender's city
 recipient+objectRecipient details
  full_name+stringRecipient's full name

How to specify the remittance purpose​

According to the Russian law, in the payout purpose (bank_account_ru.description) the following must be specified:

  • type of operation (e.g. service fee)
  • reason for the payment (e.g. agreement number)
  • products and/or services provided
  • whether VAT is applicable

You will also need to add a currency transaction code in the following format: {VO<currency transaction code>} without any indents or spaces. The code has to be confirmed with your manager in advance.

The payout purpose must not contain the following characters: ? and !. The maximum length is 210 characters.

An example of a payout purpose:

{VO99090} Wire for agreement No. 5015553456 Ivanov Ivan Ivanovich VAT exempt

Example​

curl -X POST \
  https://demo.smart-glocal.com/api/v1/session/start/payout \
  -H 'Content-Type: application/json' \
  -H 'X-PARTNER-PROJECT: your_project_name' \
  -H 'X-PARTNER-SIGN: signature' \
  -d '{
    "session_id": "ps_1053680",
    "payment_method": {
        "type": "bank_account",
        "bank_account": {
            "system_type": "ru",
            "ru": {
                "bik": "044525971",
                "account": "********************",
                "full_name": "Receiving company name",
                "description": "{VO99090} Wire for agreement No. 5015553456 Ivanov Ivan Ivanovich VAT exempt",
                "inn": "7806577406",
                "kpp": "780501001"
            }
        }
    },
    "amount_details": {
        "amount": 10000,
        "currency": "rub"
    },
    "metadata": "good",
    "participant_details": {
        "sender": {
            "company_name": "Sending company name",
            "address_line": "Sending company's address line",
            "country_iso3": "USA",
            "city": "New York"            
        },
        "recipient": {
            "full_name": "Receiving company name"
        }
     }
}'