Local card payments in India

You can make local card payments in India.

Currency: INR
Minimum payment amount: 1 INR
Maximum payment amount: unlimited
Available payment systems: Visa, Visa Debit, Mastercard, Mastercard Debit, American Express, Diners Club, Maestro Debit, RuPay

To make a payment, complete the standard steps. Make sure you passed all the mandatory parameters specified below.

Mandatory parameters

Name	Type	Description
amount_details	object	Payment amount details
amount	int	Payout amount in decimal format. To send 100 USD, write 10000
currency	string	ISO 4217 currency code. Case insensitive. Always: inr
payment_details	object	Payment data
sender	object	Sender details
full_name	string	Sender's full name (3–50 characters)
email	string	Sender's email address (up to 64 characters before @)
identity_document	string	Ten-character alphanumeric identifier (PAN)
msisdn	string	Phone number (up to 15 characters, without + )
state	string	Sender's state (up to 10 characters) Mandatory for cross-border transactions only
city	string	Sender's city (3–50 characters) Mandatory for cross-border transactions only
street	string	Sender's street (4–100 characters) Mandatory for cross-border transactions only
postal_code	string	Sender's postal code (up to 6 characters) Mandatory for cross-border transactions only
building	string	Sender's address (up to 20 characters) Mandatory for cross-border transactions only

Request example

curl -X POST \
  https://demo.smart-glocal.com/api/v2/session/start/payment \
  -H 'content-type: application/json' \
  -H 'X-PARTNER-PROJECT: your_project_name' \
  -H 'X-PARTNER-SIGN: signature' \
  -d '{
    "session_id": "ps_3230",
    "amount_details": {
      "amount": 10000,
      "currency": "inr"
    },  
    "payment_details": {
      "sender": {
        "full_name": "Jane Doe",
        "email": "janedoe@mymail.com",
        "identity_document": "EHFGA5967A",
        "msisdn": "8826320796",
        "state": "Goa",
        "city": "Goa ",
        "street": "Maddo Vaddo",
        "building": "1207",
        "postal_code": "93401"
      }
    }
}'

Response example

curl -X POST \
  https://partner.com \
  -H 'content-type: application/json' \
  -H 'X-PARTNER-SIGN: signature' \
  -d '{
    "status": "ok",
    "session": {
      "id": "ps_3230",
      "status": "in_progress",
      "created_at": "2025-05-27T02:03:00.000000Z",
      "updated_at": "2025-05-27T02:03:00.000000Z",
      "acquiring_payments": [{
        "id": "pm_203",
        "status": "in_progress",
        "created_at": "2025-05-27T02:03:00.000000Z",
        "amount_details": {
          "amount": 10000,
          "currency": "inr"
        },  
        "payment_details": {
          "sender": {
            "full_name": "Jane Doe",
            "email": "janedoe@mymail.com",
            "identity_document": "EHFGA5967A",
            "msisdn": "8826320796",
            "state": "Goa",
            "city": "Goa ",
            "street": "Maddo Vaddo",
            "building": "1207",
            "postal_code": "93401"
          }
        }
      }]
    }
  }'